Insurance Programs

• Medical (including prescription) - PLM offers employees a choice of two PPO plans sponsored by Independence Blue Cross effective the first of the month after they have completed 30 days. The cost to the employee varies depending upon which plan is selected and how many people they choose to cover. PLM strives to keep employee paid portions of the medical premiums reasonable and stable while providing the best coverage possible.
• Vision and Dental - PLM offers two different dental plans through United Concordia, in addition to a vision plan through Independence Blue Cross. The cost to all employees who participate, regardless of how many people are covered is $6.75 per pay.
• Short Term Disability - PLM offers a 100% employer paid short-term disability program to all employees who have completed at least 3 months of service. The benefit varies based on the employee's length of service, and runs concurrently with the Family Medical Leave Act.
• Long Term Disability - PLM offers 100% employer paid premiums for long-term disability insurance.
• Life and Accidental Death or Dismemberment - PLM offers 100% employer paid premiums for life insurance in the amount of three times your annual salary. Employees may purchase additional coverage (in the amount of one, two or three times their annual salary) at the discounted group rate.  Voluntary employee paid dependent coverages are also available.
• Business Travel Accident Insurance - PLM offers a variety of coverages depending on position.
• AFLAC - PLM offers several voluntary insurance plans through AFLAC. Rates vary by age and income.

Retirement

• PLM Defined Contribution Plan-401(k) - Employees are automatically enrolled in the plan immediately upon hire.  Employees may contribute up to 50% on either a pre-tax or Roth 401(k) after-tax basis (or a combination of both) up to IRS maximums.  PLM will match 100% of employee contributions up to the first 5% of pay on a per pay basis.  In addition to matching contributions, PLM may contribute an amount equal to 3% of pay each pay period, even if you choose not to contribute to the plan.  Employer contributions are 100% vested after two years of service.

Other Benefits

• Paid Time Off (PTO) - New employees accrue three days every two months beginning the first of the month after date of hire.  PTO days increase with length of service up to a maximum of 35 days per year.
• Holidays - PLM offers 6 paid holidays.
• Flexible Spending Account-Un-reimbursed Medical Expenses - PLM offers a pre-tax savings plan for un-reimbursed medical expenses, including vision, dental, doctor visit co-pays, prescription co-pays and some over the counter medications.
• Flexible Spending Account-Dependent Day Care - PLM offers a pre-tax savings plan to be used for costs associated with dependent day care (both child and elder care).
• Flexible Spending Account-Parking - PLM offers a pre-tax savings plan for parking costs associated with commuting.
• Employee Assistance Program - PLM offers access to confidential counseling on a wide variety of issues through our Employee Assistance Program. 
• Matching Gift Program - PLM will match dollar for dollar up to $1,000 per calendar year, any charitable donation you make to an accredited educational institution.
• TransitChek - PLM participates in TransitChek which allows employees to save up to $230 per month pre-tax to be used towards the cost of commuting on SEPTA or PATCO.
• Employee Referral Program - PLM will pay an employee $500 if we hire a person they have referred and the new hire successfully completes 6 months of service.

Continuing Education

• Tuition Reimbursement - PLM offers up to $5,000 per calendar year for reimbursement of expenses incurred (excluding books) in the pursuit of higher education. Programs must be at an accredited school and business related. They may be undergraduate or graduate level.
• Industry related courses - PLM pays 100% for employees to further their insurance related education, either in the form of workshops and seminars or in the pursuit of formal industry designations such as Chartered Property and Casualty Underwriter or Associates in Risk Management.
• Business related training - PLM pays 100% for other business related training courses, including computer training.